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Big New Home Sale 2023

The Big New Home Sale of 2023 with DSLD Homes and DSLD Mortgage! Beginning August 1st, have the opportunity to a receive a 5.990% fixed interest rate (6.822% APR) on select DSLD Homes. PLUS, DSLD Homes is offering up to $10,000 toward closing costs when using DSLD Mortgage and their preferred title company. *Restrictions apply. Find Your New Home with DSLD Homes. *Offer available for qualified buyers of certain DSLD...

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5 Common Mortgage Misconceptions

With an overwhelming amount of information floating around, it can be hard to decipher between mortgage misinformation and what it takes to become a homeowner. We’re here to set the record straight on some common assumptions regarding the home loan process. Below are the top five mortgage misconceptions our team frequently hears. Myth #1 - A homebuyer needs 10%-20% for the down payment. A 20% down payment is only required ...

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What is a Conventional Loan and How Do I Qualify?

Fast Answer A conventional loan is any mortgage loan that is not insured or guaranteed by the government (such as Federal Housing Administration, Veteran Affairs, or Department of Agriculture). Conventional loans can be conforming or non-conforming.1 Check your conventional loan eligibility. Start Here. What are the Requirements for a Conventional Loan 2023? Conventional home loans are the closest you can get to a “standard&...

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What Is An FHA Loan and How Do I Qualify?

Known for its affordability, the FHA loan may be a great option for qualifying first-time homebuyers. This mortgage loan, backed by the Federal Housing Administration, offers a low down payment with more lenient credit score requirements. Is the FHA loan the right mortgage loan program for you? Let’s dive in. What is an FHA Loan? “FHA loans are loans from private lenders that are regulated and insured by the Federal Housing A...

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What is a USDA Loan and How Do I Qualify?

A USDA loan (or RD loan) is a government-backed loan offering 100% financing in eligible rural or less densely populated areas. This Guaranteed Loan Program assists approved lenders in providing low- and moderate-income households the opportunity to purchase a home with no money down for those who qualify. The USDA loan program is a great option for qualifying purchasers and is designed to “improve the economy and quality of life in rura...

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Buying vs. Renting - 5 Reasons Homeownership Could be Right for You

With recent mortgage rate drops, many renters may be wondering if now is the right time for them to move forward with purchasing a new home. If you're on the fence, we have put together a list of reasons why a home purchase could be the right move for you. 1. Build home equity. One of the most significant benefits of homeownership is the ability to build equity in your home. What is home equity? Home equity is the value of a homeown...

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Fixed Rate vs. Arm Mortgage

Next to choosing the right home, your mortgage interest rate is the next largest decision. Borrowers have the option of a fixed or adjustable-rate mortgage (ARM). Both have pros and cons; here’s what you should know about how they work. What is a Fixed Rate Mortgage? Fixed-rate mortgages keep the same interest rate for the life of the loan. Your payment doesn’t change unless your real estate taxes or homeowner’s insu...

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Your Guide to Navigating Current Mortgage Rates

Interest rate fluctuation plays an important role in both our economy as well as our day-to-day lives. They affect everything from the cost of borrowing money to the return on investments. When it comes to mortgages, homebuyers usually focus on two main things, home price and monthly payments. While buyers tend to put more attention on the impact that home price has on their monthly payment, they often fail to see the...

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Why a Mortgage Can be Denied and What to do When it Happens

Purchasing a home can be an emotional process. And if you have received notice of your mortgage application being denied, it can be difficult to see the light at the end of the tunnel. However, it's important to keep moving forward and find out what changes you can make in order to become a stronger applicant and ultimately achieve your goal of homeownership. Since the housing crash of 2008, lenders have had to become ...

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Prep Your Home to Sell This Fall

Are you ready to purchase a new home, but letting the stress of getting your current home on the market hold you back? The act of selling your home can be overwhelming to many people. We tend to struggle with significant life changes and the emotional ties we hold to our homes can cause anxiety when it comes time to say goodbye. Adding to the uncertainty, the housing market has cooled off this summer which is beneficial for buyers but ...

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Home Buying Guide

Value of DSLD Mortgage

The Loan Process

Document Checklist

Mortgage Do's and Don'ts

Steps to Purchasing a DSLD Home

Top Mortgage Tips

Shopping for a Mortgage

Frequently Asked Questions

Your Questions Answered

Benefits of Using DSLD Title

Mortgage Glossary

Featured Articles

Big New Home Sale 2023

5 Common Mortgage Misconceptions

What is a Conventional Loan and How Do I Qualify?

What Is An FHA Loan and How Do I Qualify?

What is a USDA Loan and How Do I Qualify?

Buying vs. Renting - 5 Reasons Homeownership Could be Right for You

Fixed Rate vs. Arm Mortgage

Your Guide to Navigating Current Mortgage Rates

Why a Mortgage Can be Denied and What to do When it Happens

Prep Your Home to Sell This Fall

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